Block Gainer

DeFi Access:
Risk framework

Best-in-class risk management is a core business strategy that is integrated throughout our company.

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Risk Framework

Backed by

Partners
Trust PilotAward badges - Finnies 2024, WeMoney Winner 2024, Blockies Winner 2024, Finnies 2025

*Capital is not covered by the Australian government deposit guarantee. For more info please see our Risk Framework, Terms of Use and FAQs. Winner of 2024 Finnies Excellence in Blockchain/Distributed Ledger, 2024 Blockies Financial Services Innovator of the Year, and 2025 Finnies Excellence in Web3 (Blockchain or Crypto). Winner of the 2024 WeMoney Lending Innovation of the Year award for our Crypto-backed Loans. NB: These awards are for Block Gainer's full suite of products and not specifically the DeFi Access product.


Founders
Plus
Fintech

2024 Winner for

Excellence in

Blockchain/Distributed Ledger

Founders

Meaningful change must
be sustainable.

Through a considered approach, Block Gainer helps Australians access the digital economy. Our innovative use of blockchain technology provides the infrastructure to grow and preserve capital with confidence.

  • Charlie Karaboga, Co-founder & CEO
  • Jordan Momtazi, Co-founder & CSO
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*Capital is not covered by the Australian government deposit guarantee. For more info please see our Risk Framework, Terms of Use and FAQs. Winner of 2024 Finnies Excellence in Blockchain/Distributed Ledger for Block Gainer's full suite of products and not specifically the DeFi Access product.


Risk FrameworkPlus

Risks and Considerations

Asset Volatility

Asset Volatility

Risk of significant or a total loss on an entity's crypto asset holdings due to asset volatility. This risk varies between cryptocurrency assets.

Counterparty

Counterparty

If Block Gainer or a 3rd party becomes insolvent, is hacked or is exploited by a malicious actor, your funds may be at risk, and you may incur partial or total loss of your cryptocurrency.

Market

Market

Risk of loss on financial investments caused by adverse price movements. In cryptocurrency markets, this may be compounded by the liberal use of leverage.

Price Stability

Price Stability

Block Gainer does not control the issuance or redemption of USD Coin and cannot guarantee that 1 USD Coin will remain pegged to 1 USD. Cryptocurrencies including Pax Gold, Wrapped Bitcoin and Ethereum are subject to sudden, volatile price swings.

Regulatory

Regulatory

Risk of regulatory intervention or breaches may lead to business issues and uncertainty. This is particularly relevant as the industry is relatively new and rules continue to evolve.

Operational

Operational

Risk of loss caused by flawed or failed processes, policies, systems or events that disrupt business operations; employee errors and criminal activities such as fraud.

Liquidity

Liquidity

Risk that a market's supply is completely borrowed out, and suppliers, that typically are able to supply and withdraw funds at will, are not able to withdraw all of their funds on demand.

Smart Contract

Smart Contract

Risk that the protocol has a bug or exploit that a malicious actor could use for any possibility, including withdrawing all your cryptocurrency assets in the protocol affected.


Risk FrameworkPlus

Risk framework

Low

Very Safe, the chance of loss on deposits is low. Indicates the highest level of confidence that the product can provide investors with well-managed risk-adjusted returns and capital security.


Risk frameworkPlus

Weighting

RegulatoryOperationalLiquidityAsset VolatilitySmart ContractCounterpartyMarketPrice Stability
USD CoinUSD Coin
Wrapped BitcoinWrapped Bitcoin
EthereumEthereum
Low Risk
Medium Low Risk
Medium Risk
Medium High Risk
High Risk
Aave USD Coin

Aave USD Coin

DeFi-Access Product

Safe, the chance of loss to depositors is low. Indicates a very strong level of confidence that the product can provide investors with well-managed risk-adjusted returns and capital security.

Smart Contract Risk

Medium High Risk

Risk that the protocol has a bug or exploit that a malicious actor could use for any possibility, including withdrawing all your cryptocurrency assets in the protocol affected.

Liquidity Risk

Medium Low Risk

Risk that a market's supply is completely borrowed out, and suppliers, that typically are able to supply and withdraw funds at will, are not able to withdraw all of their funds on demand.

Market Risk

Medium Low Risk

Risk of loss on financial investments caused by adverse price movements. In cryptocurrency markets, this may be compounded by the liberal use of leverage.

Operational Risk

Medium Low Risk

Risk of loss caused by flawed or failed processes, policies, systems or events that disrupt business operations; employee errors and criminal activities such as fraud.

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Supported Coins

Trade 350+ Cryptocurrencies

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