Block Gainer

Tap into Aave
Direct DeFi Access

Buy and earn Tier 1 digital assets with direct access to the leading decentralised finance platform—Aave.*

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DeFi Access

Backed by

Partners
Trust PilotAward badges - Finnies 2024, WeMoney Winner 2024, Blockies Winner 2024, Finnies 2025
*Capital is not covered by the Australian government deposit guarantee. For more info please see our Risk Framework, Terms of Use and FAQs. Winner of 2024 Finnies Excellence in Blockchain/Distributed Ledger, 2024 Blockies Financial Services Innovator of the Year, and 2025 Finnies Excellence in Web3 (Blockchain or Crypto). Winner of the 2024 WeMoney Lending Innovation of the Year award for our Crypto-backed Loans. NB: These awards are for Block Gainer's full suite of products and not specifically the DeFi Access product.

DEFI ACCESSTAP INTO DEFI
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Access Aave

Access global decentralised finance with Aave

Tap into the top DeFi platform to earn USD Coin, Wrapped Bitcoin or Ethereum. Start in minutes and withdraw back into AUD or crypto at any time.

CheckGet started - verify your ID in minutes
CheckCrypto and AUD deposits and withdrawals
CheckAccess and manage your money 24/7
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*Capital is not covered by the Australian government deposit guarantee. For more info please see our Risk Framework, Terms of Use and FAQs.


DEFI ACCESSTAP INTO DEFI
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*Capital is not covered by the Australian government deposit guarantee. For more info please see our Risk Framework, Terms of Use and FAQs.


DEFI ACCESSTAP INTO DEFI
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How DeFi Works
Blockies Winner 2024

2024 winner for

Financial Innovator of

the Year

How does it work?
Access the power of DeFi

Access Aave with no technical hurdles. Assets are protected with Fireblocks, an ISO and SOC2 certified digital asset custodian, trusted by the industry's largest institutions. Please see our Risk Framework for more information.

CheckTap into DeFi in one-click
CheckAccess your crypto at any time
CheckAssets protected with Fireblocks security
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*Capital is not covered by the Australian government deposit guarantee. For more info please see our Risk Framework, Terms of Use and FAQs. Winner of 2024 Blockies Financial Services Innovator of the Year award. NB: This award was for Block Gainer's full suite of products and not specifically the DeFi Access product.


DEFI ACCESSTAP INTO DEFI
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Put your assets to work
DeFi made easy

DeFi Access is the easiest way to tap into DeFi. Manage your money via desktop or mobile device. Access variable rates with no lock-ins.

CheckEarnings are in USD Coin, Wrapped Bitcoin & Ethereum
CheckManage via Desktop or Mobile
CheckTop-up or withdraw AUD or crypto at any time
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DeFi Access Dashboard
Fintech Winner 2024

2024 Winner for

Excellence in

Blockchain/Distributed Ledger


*Capital is not covered by the Australian government deposit guarantee. For more info please see our Risk Framework, Terms of Use and FAQs. Winner of 2024 Finnies Excellence in Blockchain/Distributed Ledgers award. NB: This award was for Block Gainer's full suite of products and not specifically the DeFi Access product.


DEFI ACCESSRISK FRAMEWORK
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Risk Framework

Block Gainer
Risk Framework

The risk framework outlines key considerations for engaging with decentralised finance. Understanding these risks is essential for making informed decisions.

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*Capital is not covered by the Australian government deposit guarantee. For more info please see our Risk Framework, Term of Use and FAQs.


CRYPTO-BACKED LOANSBITCOIN
plus

Bitcoin-backed loans:
Fixed Term or Line of Credit

Choose a Fixed Term loan for 3-5 years with a predictable repayments, or opt for a Line of Credit for up to 1 year, allowing you to repay on your own schedule. Enjoy easy access to funds, and retaining your crypto exposure.

  • CheckLine of Credit rate of 9.50% (11.93% comparison rate*)
  • CheckFixed Term rate of 11.50% (12.17% comparison rate*)
  • CheckAccess both loan options conveniently in a single app
Apply now
Activity

Line of Credit

Fixed rate for 12 months

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Borrow up to
BitcoinEthereum
40% LVR
USDTUSDC
80% LVR
Fixed rate
Interest 9.50%
Comparison 11.93%
Loan amount
Min 50 AUD
Max 5M AUD
CheckFixed interest rate for 12 months
CheckNo minimum monthly repayments
CheckRepay anytime, no early repayment fee
CheckTop up security and redraw AUD in app
Apply now

Approved applicants only. Terms, conditions, fees and charges apply. *The rate provided above is indicative and your rate may be different based on a variety of factors, including your credit worthiness. Rates are subject to change. ^The comparison rates are based on a secured loan of $10,000 over a term of 3 years. The comparison rate provided includes a 2% origination fee. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Credit provided by Web3 Loans Pty Ltd ACN 668 516 952 and managed by Web3 Ventures Pty Ltd trading as Block Gainer (ACN 655 090 869) authorised representative 551024 of Mortgage Direct Pty Limited ACN 075 721 434 Australian Credit Licence 391876. T&Cs apply


BLOCK GAINERREVIEWS & FEEDBACK
Plus
5.0

"Excellent service, rates and user experience... From depositing crypto to money in my bank took less than 24hrs... Would recommend and use again in future."

Tommy HFeb 22, 2025LocationAU
Australian beach
Blockies Winner 2024

2024 Winner for
Financial Innovator of
the Year

1.

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Deposit AUD or crypto to get started

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