Borrow AUD within 24 hours, using cryptocurrency as security.* Apply now or Book a Call to learn more.
See how much I could borrow →Backed by



Line of Credit
Fixed rate for 12 months
Borrow up to
Fixed rate
Loan amount
Borrow up to 5 million within 24 hours of approval, with no lock-ins and no early repayment fees. Manage everything in-app: track your loan balance, manage your loan-to-value ratio (LVR), and repay using AUD or crypto.
Interest rate*
Fixed rate for 12 months
Comparison rate*
Fixed rate for 12 months
Borrow up to $5 million within 24 hours of approval, backed by your crypto. Enjoy predictable repayments and a fixed interest rate for up to 5 years. Access funds while maintaining exposure to your digital assets.
Interest rate*
Fixed rate for 12 months
Comparison rate*
Fixed rate for 12 months
Fixed Term
Fixed rate for up to 5 years
Borrow up to
Fixed rate
Loan amount
Select Loan type
My security is
My security deposit amount*
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Max borrow amount*
*Max borrow amount is 40% of your security deposit
Min. Monthly repayments
$0.00 AUD
Repay at anytime*
Origination fee
... AUD
2% of loan amount*
Maximum interest
... AUD
12 month loan term, assuming no early repayments*
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*Approved applicants only. Terms, conditions, fees and charges apply. *The rate provided above is indicative and your rate may be different based on a variety of factors, including your credit worthiness. Rates are subject to change. ^The comparison rates are based on a secured loan of $10,000 over a term of 3 years. The comparison rate provided includes a 2% origination fee. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Credit provided by Web3 Loans Pty Ltd ACN 668 516 952 and managed by Web3 Ventures Pty Ltd trading as Block Gainer (ACN 655 090 869) authorised representative 551024 of Mortgage Direct Pty Limited ACN 075 721 434 Australian Credit Licence 391876. T&Cs apply.
We've made it easy to stay on top of your Bitcoin loan. You'll be able to view your balance, make loan repayments, manage your loan-to-value ratio (LVR) and access helpful resources all in one place.
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WeMoney Winner 2024 Lending
Innovation Of The Year*
Access up to $5M AUD with rapid approvals and flexible repayments, all within one app. Manage market fluctuations with confidence and stay in control.
Buy your dream car, or cover unexpected costs
Pay for travel whenever you require a getaway
Simplify and manage your debt more effectively
Buy, redesign and renovate the place you call home
Invest in your education to build a bright future
Handle the expenses for any special occasion

Borrow AUD using the Bitcoin, Ether, USDT or USDC as security.
Get your borrowed cash fast, and direct to your bank account.
At the end of each month, any unpaid interest will be added to the balance of the loan.
By using Crypto-Backed Loans you maintain exposure to crypto price movements.
"Great way to consolidate loans. Straightforward with keenly priced interest rates."


2024 Winner for
Excellence in Blockchain
& Digital Assets*
Open your account
Verify your identity
Buy or deposit crypto to get started
If your loan goes into default, natural-person borrowers have 30 days to repay AUD or add crypto security to restore the health of their loan. If no action is taken within this period, Block Gainer may automatically sell a portion of your crypto security to bring your LVR back to 55%.
Use your cryptocurrency as security to borrow AUD without having to sell your digital assets.
Get your borrowed cash fast, and direct to your bank account.
Flexible repayment terms provide access to funds when you need them most.
Fireblocks is an ISO and SOC2 certified digital asset custodian.
Authorised Representative (551024) offered under Australian Credit License (ACL 391876).*