AUD Loans
Borrow Using ETH
Borrow AUD within 24 hours, using Ethereum (ETH) as security.* Apply now or Book a Call to learn more.
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2024 Winner for
Excellence in Blockchain
& Digital Assets
Introducing crypto loans — what are they, and how to use them for
Gone are the days of approaching a bank or lender for a loan. If you're a Ethereum holder, you may be eligible for a Ethereum-backed loan with Block Gainer. Using your crypto as security, you'll be able to:
- Borrow up to $5 million AUD within 24 hours of approval
- Access AUD funds of up to 50% of your Ethereum's value
- Manage your loan and LVR within our app
Discover a new wave of lending and submit your application with us today.
Ethereum-backed loans:
Fixed Term or Line of Credit
Choose a Fixed Term loan for 3-5 years with a predictable repayments, or opt for a Line of Credit for up to 1 year, allowing you to repay on your own schedule. Enjoy easy access to funds, and retaining your crypto exposure.
Line of Credit rate of 9.50% (11.93% comparison rate*)- Fixed Term rate of 11.50% (12.17% comparison rate*)
- Access both loan options conveniently in a single app
Line of Credit
Fixed rate for 12 months
Fixed interest rate for 12 monthsNo minimum monthly repaymentsRepay anytime, no early repayment feeTop up security and redraw AUD in appCalculate how much AUD you could borrow
Select Loan type
My security is
My security deposit amount*
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Max borrow amount*
Loading...*Max borrow amount is 40% of your security deposit
Min. Monthly repayments
$0.00 AUD
Repay at anytime*
Origination fee
... AUD
2% of loan amount*
Maximum interest
... AUD
12 month loan term, assuming no early repayments*
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*Approved applicants only. Terms, conditions, fees and charges apply. *The rate provided above is indicative and your rate may be different based on a variety of factors, including your credit worthiness. Rates are subject to change. ^The comparison rates are based on a secured loan of $10,000 over a term of 3 years. The comparison rate provided includes a 2% origination fee. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Credit provided by Web3 Loans Pty Ltd ACN 668 516 952 and managed by Web3 Ventures Pty Ltd trading as Block Gainer (ACN 655 090 869) authorised representative 551024 of Mortgage Direct Pty Limited ACN 075 721 434 Australian Credit Licence 391876. T&Cs apply.
"Great way to consolidate loans. Straightforward with keenly priced interest rates."
2024 Winner for
Excellence in Blockchain
& Digital Assets*
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We've made it easy to stay on top of your Ethereum loan. You'll be able to view your balance, make loan repayments, manage your loan-to-value ratio (LVR) and access helpful resources all in one place.
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WeMoney Winner 2024 Lending
Innovation Of The Year*
Make your crypto go further with a Ethereum-Backed Loan
Access up to $5M AUD with rapid approvals and flexible repayments, all within one app. Manage market fluctuations with confidence and stay in control.
30-day Default Notice to restore LVR if needed- Avoid crypto sell-offs, temporary dips won't trigger action
- Maintain your assets if prices rebound
Car upgrades
Buy your dream car, or cover unexpected costs
Travel
Pay for travel whenever you require a getaway
Debt consolidation
Simplify and manage your debt more effectively
Home improvement
Buy, redesign and renovate the place you call home
University
Invest in your education to build a bright future
Weddings
Handle the expenses for any special occasion
How does it work?
Borrow AUD
Borrow AUD using the ETH as security.
Rapid approval times
Get your borrowed cash fast, and direct to your bank account.
Competitive fixed rates
At the end of each month, any unpaid interest will be added to the balance of the loan.
Maintain crypto exposure
By using Crypto-Backed Loans you maintain exposure to crypto price movements.
Avoiding crypto sell-offs
If your loan goes into default, natural-person borrowers have 30 days to repay AUD or add crypto security to restore the health of their loan. If no action is taken within this period, Block Gainer may automatically sell a portion of your crypto security to bring your LVR back to 55%.
Unlock your
digital assets
Use your cryptocurrency as security to borrow AUD without having to sell your digital assets.
Get AUD
within 24 hours
Get your borrowed cash fast, and direct to your bank account.
Flexible
repayments
Flexible repayment terms provide access to funds when you need them most.
Protected with
Fireblocks
Fireblocks is an ISO and SOC2 certified digital asset custodian.
Australian
Credit License
Authorised Representative (551024) offered under Australian Credit License (ACL 391876).*
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